Twin Cities, Minnetonka and Lake Minnetonka real estate and homes for sale in Minnesota, lake homes, new homes - The Norgaards, REALTORS® The Norgaards REALTORS(r) for Twin Cities, Minnetonka and Lake Minnetonka, Minnesota real estate, lake homes, new homes - NUMBER1EXPERTS™ The Norgaards NUMBER1EXPERTS(tm) for Twin Cities, Minnetonka and Lake Minnetonka, Minnesota real estate, lake homes, new homes
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First Time Homebuyers: Twin Cities, Minnetonka and Lake Minnetonka Minnesota home buying, real estate listings, and homes for sale in Hennepin County, MN
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Twin Cities, Minnetonka and Lake Minnetonka real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Real Estate Contracts >Selling Before Buying

Timing can sometimes be difficult if you have to sell a home before you can buy another one. Most people need the equity from the sale of their first home for the down payment on the new house. If your present home goes on the market first, you may be concerned that it will sell before you find the one you want to buy. On the other hand, if you find the perfect home before your present home is under contract, the sellers may be reluctant to accept your offer, and you may be too nervous to sign a contract.

It is a good idea to sit down with a good real estate agent for some professional advice before you begin your search. It will probably be necessary to be flexible on the closing date, because it can be easier to find a home that you want to buy than to sell your present home. After finding the house you want, you can ask the lender about arranging a short-term bridge loan that can make the purchase possible before you sell your current residence.

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Real Estate Trivia
Q 
Which hazardous substance is contained in sixty-four million houses and apartments?

A 
HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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The Norgaards, REALTORŪ, real estate agents and broker for Twin Cities, Minnetonka and Lake Minnetonka Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

The Norgaards
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125 West Lake Street
Wayzata, MN. 55391
952-475-8028
888-475-8040
Fax: 866.661.3434
KilbandRebecca@TheNorgaards.com
HomeSellers@TheNorgaards.com

We are a professional team committed to excellence and dedicated to the highest standards and level of integrity. We give 110% to ensure the satisfaction of our clients today and for the years to come. Together we have over 20 years of experience, resulting in the business expertise and knowledge to work on your real estate transaction with positive results.

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